Insured With Brian Smith | Health Insurance Strategy

Health Insurance
Made Easy.

Understand what you actually have. See what may fit better. Make informed decisions based on real numbers, not guesswork.

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The Problem

Health Insurance
Is Confusing.

You're comparing plans you don't understand. Trying to figure out which doctor is in-network. Guessing what your actual costs will be. And hoping you made the right choice.

Most people are overpaying by thousands. Some have the wrong coverage entirely. Nobody's told them the truth.

Then the bill shows up and you're on the phone alone, trying to get a straight answer from someone who doesn't know you.

The Fix

The Health Savings
Finder.

The Health Savings Finder is a free tool that asks you real questions about your situation — your health, your budget, your family.

It returns something most people have never seen: actual, honest information curated just for you. Real numbers, plain language, emailed to you so you can study it at your own pace.

Then you decide what you want to do next. No pressure, no obligation, no sales pitch waiting on the other side.

Straight Answers

What You Get.
What You Don't.

What It Delivers
  • ✓ Custom information based on your situation
  • ✓ Written in plain language — no insurance jargon
  • ✓ Email yourself the results to study at your pace
  • ✓ Real monthly costs and actual out-of-pocket numbers
  • ✓ A checklist of questions to ask an agent
  • ✓ See how much better rates you can qualify for based on your health
What You Don't Get
  • ✗ Spam calls or emails — we mean it
  • ✗ Your data sold to random companies
  • ✗ Pressure to buy anything
  • ✗ Hidden fees or sneaky terms
  • ✗ Confusion — just clarity
  • ✗ Anything that wastes your time

It's free to talk to an agent. Always free. Agents are paid by carriers for matching customers with the right plans. Those fees are built into your premium whether you work with an agent or try to untangle it on your own.

And you don't have to change anything. On an ACA Marketplace plan, we can become your agent while you keep the exact plan you have. Same coverage, same premium — now you have someone who can talk directly to the Marketplace on your behalf when a bill or a notice doesn't make sense. Otherwise you're left on your own.

Start The Health Savings Finder ↗

5 minutes. Email your results. Study at your own pace. Zero obligation.

How It Works

Three Steps.
From Confused To Covered.

01

Learn

Start with the Health Savings Finder. In about five minutes it shows you what coverage options actually exist for your situation and the real numbers behind them — premiums, deductibles, copays, out-of-pocket limits. Your results get emailed to you so you can study them at your own pace.

02

Talk

After you've reviewed your health insurance strategy, you can choose to book a call and speak with us. No pressure. We go through your actual health needs, budget, and priorities, answer your questions, and help you think through what matters.

03

Decide

You choose the plan that actually works for you. We handle enrollment and stay with you through the whole year — questions, changes, renewals, everything.

After The Sale

We Help You Actually
Use Your Insurance.

Too many people buy a plan and then have no idea how to use it. Confusing bills. Unexpected costs. Claims that don't make sense. We don't just sell you coverage — we help you understand it and use it right.

✓

Before Enrollment

Real explanation of what you're getting and what it costs.

✓

After You're Enrolled

Questions about your coverage, using your benefits, understanding bills.

✓

Annual Renewal

Every year we review what changed and help you pick the right plan again.

✓

Real People

You work with us, not a chatbot. We know your situation and actually care about getting it right.

★

Proud NABIP Member

NABIP members commit to ongoing professional education, a strict code of ethics, and advocacy in Washington and in state capitols to push the industry toward affordable, transparent coverage for consumers — not just for the carriers.

✓

Billing & Claims Help

When a bill or a claim doesn't make sense, you call us. We dig in and get you a straight answer.

Pass It On

Know Someone
Who Needs Help?

Share this with a friend. No pressure — just a real way to understand their health insurance.

Insurance Agents

Join Our
Insurance Team.

We're looking for health insurance agents and entrepreneurs who want to build a book of business on a solid foundation — real relationships, real service, real results. Whether you're licensed and ready to produce, or interested in getting licensed, there's a path here.

Already Licensed

Licensed Agents

If you're already licensed in health insurance and looking for a platform to build your book of business:

  • ✓ Work with a proven system
  • ✓ Access to full carrier lineup
  • ✓ Team support and coaching
  • ✓ Build your own book or collaborate
Starting Out

Interested In Getting Licensed?

If you want to build a career in health insurance from the ground up:

  • ✓ We'll guide you through licensing
  • ✓ Training on strategy, not just sales
  • ✓ Mentorship from experienced producers
  • ✓ Build real relationships with clients

This isn't about hard selling or volume. It's about building a book of business where people actually feel helped, where they keep coming back, and where you make real money on real relationships. If that sounds like what you want to build, let's talk.

Health Insurance Made Easy

Real Conversations.
Real Coverage.

Watch Brian and Courtney break down health insurance strategy through podcast interviews and TV appearances.